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SpeculatingStocks.com Terms of Use


Last Modified: April 25, 2017


PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE PROCEEDING TO AND USING THE REST OF THIS WEBSITE.

Contents: Terms of Service, Description of Services, 'Buy' and 'Sell' Buttons and 'Buy' and 'Sell' Button Data, Disclosures by Pulse Users, Eligibility, Termination, Copyright Complaints, Registration Data and Privacy, Conduct on SpeculatingStocks.com, Regulatory Compliance, Read All SEC Investor Alerts and Bulletins to Keep Yourself Educated, Site Content, Privacy, SpeculatingStocks.com Proprietary Rights, Third Party Sites and Information, Disclaimer, About Pulse Portal, Legal Process, Limitation on Liability, Entire Agreement, Privacy Policy


Terms of Service

Introduction

These Terms of Service ("Terms") govern your access to and use of the services, including SpeculatingStocks.com applications, buttons, and any information, text, graphics, photos or other materials uploaded, downloaded or appearing on SpeculatingStocks.com (“SpeculatingStocks.com”). Your access to and use of SpeculatingStocks are conditioned on your acceptance of and compliance with these Terms. By accessing or using SpeculatingStocks.com you agree to be bound by these Terms.

SpeculatingStocks.com, Inc. and its employees assume no responsibility for the accuracy, completeness, objectivity, or usefulness of the information presented on our Site (as defined below). We do not endorse any recommendation or opinion made by any member, nor do we advocate the purchase or sale of any security or investment. You are responsible for your own investment decisions. Never invest into a stock mentioned anywhere on SpeculatingStocks.com or mentioned in alerts or email alerts unless you can afford to lose your entire investment.

By using or accessing any part of SpeculatingStocks.com, you agree that you are at least eighteen (18) years old and have read, understand, and agree to be bound by all of these terms and conditions.


User’s Acknowledgement and Acceptance of Terms

BY REGISTERING ON, VIEWING OR USING SPECULATINGSTOCKS.COM, YOU AGREE TO BE BOUND BY THESE TERMS AND THE VARIOUS TERMS AND CONDITIONS GOVERNING THE USE OF SPECULATINGSTOCKS.COM. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS, PLEASE EXIT THE SITE NOW. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THIS SITE, OR ANY PRODUCTS, SERVICES, CONTENT, OR OTHER INFORMATION AVAILABLE ON OR THROUGH THIS SITE, IS TO STOP USING THE SITE AND/OR THOSE PARTICULAR PRODUCTS OR SERVICES. YOUR AGREEMENT WITH US REGARDING COMPLIANCE WITH THESE TERMS BECOMES EFFECTIVE IMMEDIATELY UPON COMMENCEMENT OF YOUR USE OF OR ACCESS TO THIS SITE.


We reserve the right to modify or amend these Terms from time to time without notice to you. Any modifications or amendments of the Terms shall be effective immediately upon posting on the Website. You acknowledge and agree that it is your responsibility to review these Terms each time you log on to check for any modifications. Your continued use of this Site after such modifications will constitute your acknowledgement of the modified Terms and your express agreement to abide and be bound by them.


During Step 1 of Sign Up for Pulse (on the Desktop Website) at http://speculatingstocks.com/pulse/sign-up-0.php, you are asked for your Name, Email, Username and Password, by proceeding and clicking the "Sign Up" button you are confirming that you agree that you have read & accepted the SpeculatingStocks Terms of Use.


During Step 1 of Sign Up for Pulse (on the Mobile Website) at http://speculatingstocks.com/pulse/sign-up-0.php, you are asked for your Username and Password, and during Step 2 of Sign Up at http://speculatingstocks.com/m/sign-up-b-tos.php you are asked for your Email (optional), by proceeding and clicking the "Create My Account Now!" button you are confirming that you agree that you have read & accepted the SpeculatingStocks Terms of Use.


Additional information: Market data is delayed by at least 15 minutes unless otherwise stated. Additionally, when using the services or materials on this Site, users will be subject to all posted guidelines or rules which may contain additional terms or conditions. Administrators may suspend your registration or viewership at any time according to their discretion.


You can determine when these Terms were most recently modified by reviewing the “last modified” date at the top of this document. As noted above, regardless of the method by which you are notified or put on notice of any modifications to these Terms, your continued use of the Website following such modifications constitutes an affirmative: (a) acknowledgment by you of the applicability to you of these Terms and any such modifications: and (b) agreement by you to abide and be bound by these Terms, including such modifications.


For purposes of these Terms, "Content" is defined as any information, data, communications, software, photos, video, graphics, music, sounds, and any other material and SpeculatingStocks.com services that can be viewed or accessed by users on our Site. This includes, but is in no way limited to, SpeculatingStocks Pulse, streams, data, and other original content and creations.


Description of Services


  • SpeculatingStocks.com provides users an area to discuss financial-related information, views, opinions, and the recommendations of individuals and organizations.

  • Read information on cases where past performance is available such as on our non-free stock picks page.

  • SpeculatingStocks.com’s SpeculatingStocks Pulse (“SpeculatingStocks Pulse”) enables users to post in short format. You are completely responsible for your own investment decisions and who and what you believe within SpeculatingStocks Pulse. SpeculatingStocks Pulse is designed to help you gain the information edge you need to help you make your own decisions. You are responsible for properly analyzing and verifying any information you choose to rely upon.

  • The information contained in our website may pertain to small cap and/or thinly traded securities which by their very nature involve an extremely high degree of risk. Never invest into a stock mentioned anywhere on SpeculatingStocks.com or mentioned in alerts or email alerts unless you can afford to lose your entire investment.

  • SpeculatingStocks Pulse users should be aware that other users may not be who they say they are. We strive very hard to make sure members post under only one user account, but there is absolutely no guarantee our efforts will always be successful. SpeculatingStocks.com does not perform a background check on any of the member profiles. We do not guarantee that user’s profiles contain accurate information. Members should also be aware that other members may use SpeculatingStocks.com for personal gain. Therefore, everyone should approach posts or pulses (“pulses”) with appropriate skepticism and objectivity.

  • Pulses or other content (such as articles) posted by SpeculatingStocks Pulse users may be misleading, deceptive, or in error. If you disagree with a posting, feel free to voice your opinion. It is the policy of SpeculatingStocks.com to allow our members to freely discuss issues in a free and open manner, and we will not take sides in disagreements or disputes based on investment sentiment or other subjective criteria.

  • Read important information on 'Buy' and 'Sell' Buttons and 'Buy' and 'Sell' Button Data.

  • Read about Disclosures by Pulse Users.

  • Read about Pulse Portal.

  • Read about Data Analytic Algorithms and Content Generated by Them.

  • Read and follow our rules at our 24 / 7 Administration Rules page.

  • SpeculatingStocks.com is largely a self-policing site, meaning that posts or pulses may be flagged by other users, with our flagging system alerting a site administrator. Upon receipt of such communications, a site administrator can and will take such action as they deem appropriate (at their sole discretion), including, but not limited to the removal of post(s) and the suspension or termination of account(s).

  • To further understand SpeculatingStocks.com and SpeculatingStocks Pulse, view the SpeculatingStocks.com Support Page at http://speculatingstocks.com/support-page.php and follow its respective links.

  • If you believe a message has been intentionally posted in violation of securities laws you should contact the Securities and Exchange Commission (SEC). The SEC's contact information for such matters can be found at http://sec.gov/complaint.shtml.

  • Read All SEC Investor Alerts and Bulletins to Keep Yourself Educated


SpeculatingStocks.com is a heavily social media oriented Website with Pulse Users expressing their opinions on and sentiment towards specific stocks, SpeculatingStocks.com, Inc. encourages you to read the SEC's Updated Investor Alert: Social Media and Investing


Be aware of the possible risks of online investing and market analysis:


  • The SEC publishes information on cyber fraud. The Financial Industry Regulatory Authority (FINRA), provides analysis on how to invest carefully in the electronic world. The North American Securities Administrators Association (NASAA) provides tips on how to avoid online investment schemes aimed at taking advantage of unsuspecting investors. Their websites are instructive and can be found at:


You understand and agree that temporary interruptions of SpeculatingStocks.com may occur as normal events. You further understand and agree that we have no control over third party networks you may access in the course of your use of this Site, and therefore, delays and disruption of other network transmissions are completely beyond our control.


You understand and agree that SpeculatingStocks.com and the Content available on this Site are provided "AS IS" and that we assume no responsibility for the accuracy, relevance, timeliness, deletion, misdelivery or failure to store any Content, posts, images, communications or personalized settings. For clarification purposes, this also includes, but not limited to, SpeculatingStocks Pulse, Stock Symbol Streams, SpeculatingStocks 2nd Level and "versus" (vs) and Yes / No Tradeable Metrics (Y/N) overlays, Versus (vs) Stock Research Comparison Pages, Individual Bucket Pages, Pulse Portal pages, including Summary, Discover, Aggregated, Chat, and Symbol Data Detail Pages in Pulse Portal, and the SpecStream and its individual SpecStream components and streams, and also the PulseStream, UserStream, and EchoStream, which we assume no responsibility for the accuracy, relevance, timeliness, deletion, misdelivery or failure to store any Content, posts, images, communications or personalized settings. Due to the rapidly, and constantly changing nature of stock symbol and market data and information, visitors and users should always check with a second and third source to be sure that the latest and most accurate data is obtained.


Data Analytic Algorithms such as: 1) SpeculatingStocks Stock Theme Analytics Algorithm™, 2) SpeculatingStocks Company News Impact Analytics Algorithm™, 3) SpeculatingStocks Stock Data Chatter Analytics Algorithm™ are code-based with content generated programmatically based on data within SpeculatingStocks, including from SpecStream posts, User Generated posts, and other sources. This creates possible relevancy and accuracy issues because it is not human curated content that is concluded and derived from these algorithms, meaning that symbol, headline and post relevancy and other content can not and is not guaranteed. For instance, within Individual Buckets, it may be that most of the stocks / ETFs, Headlines, Posts in a list may directly relate to the bucket category; however, a few stocks / ETFs, Headlines, Posts may only indirectly relate to the bucket category or even in some cases not relate at all to the bucket category, and some Symbols, Headlines, Posts may just somewhat relate to the bucket category. As always complete your own due diligence on what category a stock or ETF belongs.


'Buy' and 'Sell' Buttons and 'Buy' and 'Sell' Button Data


Throughout the site, SpeculatingStocks visitors and SpeculatingStocks Pulse Users will see various sized sentiment buttons (allowing for general sentiment disclosures by Pulse Users) known as the 'Buy' and 'Sell' buttons including the 1) 40px X 26px 'BUY' and 'SELL', 2) 102px X 30px 'BUY' and 'SELL', 3) 75px X 30px 'BUY' and 'SELL', 4) 45px X 27px 'BUY' and 'SELL' buttons and the smaller sized, abbreviated 12px X 12px B and S buttons. 'Buy' buttons are green and 'Sell' buttons are red. When a user clicks a 'Buy' or 'Sell' button related to / on a stock, overall stock market ("How do you feel about the market today?" on the homepage), pulse post, or SpecStream Component within the site, the user is placing a 'buy' or 'sell' sentiment. Also, when a user clicks a 'Buy' or 'Sell' button, that action is tallied and displayed on the respective, associated page in the formula for calculating B/S, B/S Today and displayed in stats within the Stats box at right side of the respective page as well as in the User's public "My Profile" page and their Pulse "Home" page at right side beside "Bought or Sold a Pulse:". Further when a user clicks a 'Buy' or 'Sell' button on a stock or overall stock market or removes a 'Buy' or 'Sell' button action already taken, by clicking on an already activated 'Buy' or 'Sell' button, each respective action is recorded into the stream as a sentence including that the user has placed a 'Buy' or 'Sell' sentiment on the specific, respective stock symbol or overall stock market or has removed their 'Buy' or 'Sell' sentiment on the specific, respective stock symbol or overall stock market. The respective sentiment sentence displays as a SpecStream component "Pulse User 'Buys'" or "Pulse User 'Sells'" pulse in the user's public "My Profile" stream, Pulse "Home" stream, the respective symbol or overall stock market stream, and other streams across the site including, but not limited to the PulseStream, UserStream, SpecStream and DailyStream. It is at the specific user's discretion whether they want the respective sentiment sentence pulse for their 'Buy' or 'Sell' action to show in their public "My Profile" stream by having the abililty to hide the sentiment sentence from their own public "My Profile" stream by clicking the "X" at the top right of the respective sentiment sentence pulse. This "X" / hide action does not delete the sentiment sentence pulse from any other stream. By default the sentiment sentence pulse for a user's respective action is set to be fully visible. Each click action of the 'Buy' and/or 'Sell' button is strictly each respective SpeculatingStocks Pulse User's opinion, a positive sentiment opinion for 'Buy' or a negative sentiment opinion for 'Sell'. Shudder quotes are used around buy and sell above and in 'buy' and 'sell' buttons and within 'buy' and 'sell' title and/or abbr tags in the site as a courtesy and reminder for visitors and/or users to read into the meaning behind the 'buy' and 'sell' buttons and the data created by the 'buy' and 'sell' button actions. When a 'Buy' and/or 'Sell' button is clicked, it is the user's way of expressing their positive or negative sentiment, like or dislike feeling, and/or opinion towards/of a stock, or overall stock market, or pulse post or SpecStream Component. In no shape or form should the user clicking the 'Buy' or 'Sell' button and/or visitors viewing 'Buy' and 'Sell' and/or 'Buys' and 'Sells' statistics / data / displays anywhere on the site or elsewhere, be construed as a rating of any sort or construed as a recommendation and/or solicitation to purchase (buy) or sell any stock and/or security, or pulse post (or stock symbols contained in pulse posts) or overall stock market or SpecStream Components (or stock symbols contained in SpecStream Component pulses). 'Buy' or 'Sell' stats and/or 'Buys' and 'Sells' stats, 'Buy' and 'Sell' number displays and/or 'Buys' and 'Sells' number displays, anywhere within SpeculatingStocks.com are not a recommendation to buy or sell any security and are not in any shape or form a rating of any stock or user or the overall stock market or SpecStream Component. SpeculatingStocks Pulse Users when clicking the 'Buy' and/or 'Sell' button are simply sharing what they enjoy (feel positive sentiment towards) or don't enjoy (feel negative sentiment towards) and in no way should a users 'Buy' and/or 'Sell' button actions be taken as anymore than that. At various places on the site such as, but not limited to, 1) B/S Today and B/S at a symbol page and 2) at 'Buy'/'Sell' Stats, at the right side of symbol pages, there is a quantitative display of 'Buys' and 'Sells' in differential (B/S Ratio and B/S Today) and incremental formats respectively; this information and other quantitative displays (such as in any stream and on user profile pages, and on the Stock Market Sentiment Stream $MARKT (referred to as overall stock market above and below), and in the userbuys and usersells SpecStream pages, in any Pulse Activity, Live Stock (Specific Symbol) Activity, User Activity, SpecStream Component Activity section or page, in 'Buy' to 'Sell' Today Pos. Sent. Milestones / 'Buy' to 'Sell' Today Neg. Sent. Milestones SpecStream Pages, Pulse Portal, and elsewhere) are once again, not to be construed as a rating of any sort or construed as a recommendation and/or solicitation to purchase (buy) or sell any stock and/or security, or pulse post (or stock symbols contained in pulse posts) or overall stock market or SpecStream Components (or stock symbols contained in SpecStream Component pulses). Do not rely on any 'Buy' and 'Sell' data and/or 'Buys' and 'Sells' data including 'Buy' to 'Sell' Ratio (B/S) and/or 'Buy' and/or 'Sell' action, it is simply there for informational purposes, not investment purposes. Visitor and/or User experience is subject to change depending on what a specific user is currently following including, but not limited to Users, SpecStream Components, Symbols, Stock Market Sentiment (overall stock market) as well as all other pages a visitor and/or user is viewing.


No information on SpeculatingStocks.com, including the 'Buy' and 'Sell' data, should be considered as solicitation to purchase (buy) or sell any stock / any company / any security.

 

All opinions expressed, including in text and through button actions such as the 'Buy' and 'Sell' buttons, by any SpeculatingStocks Pulse User on this website are solely that particular SpeculatingStocks Pulse User's opinion, and do not reflect the opinions of SpeculatingStocks.com, Inc. Do not treat any opinion, text or 'Buy' and 'Sell' button action, expressed by any SpeculatingStocks Pulse User as an inducement to make a particular investment or follow a particular strategy, but only as an expression of that particular SpeculatingStocks Pulse User's opinion.  SpeculatingStocks.com, Inc. does not warrant the completeness or accuracy of any SpeculatingStocks Pulse User opinion, including in text and through button actions such as the 'Buy' and 'Sell' buttons, and should not be relied upon as such. SpeculatingStocks.com, Inc. are not under any obligation to update or correct any information or button action provided on this website.

 

You should be aware of the real risk of loss in following any strategy, or investment discussed or 'Buy' and 'Sell' button action taken by any Pulse User on SpeculatingStocks.com.

 

Always make an independent, and fully researched decision regarding investments or strategies mentioned on SpeculatingStocks.com.

 

If you believe someone, a Pulse user or multiple Pulse users, is/are engaging in 'Buy' or 'Sell' manipulation against your Pulse user account or a stock or a SpecStream component or overall stock market, alert our support and SpeculatingStocks will look into it.

 

Read more on the 'Buy' and 'Sell' buttons and 'Buy' to 'Sell' Ratio (B/S) at our Support page.


Disclosures by Pulse Users


Within the Profile tab in Settings, Pulse Users have the ability and are encouraged to disclose any positions they may have as well as biases, business relationships / business relation conflicts, paid compensation, etc. Examples of Disclosure(s): 1) “I am Long $AAPL, $MSFT.” 2) “I Own $AAPL, $MSFT shares.” 3) “I'm Short $AAPL, $MSFT.” 4) “No Current Market Position” 5) Other Personal Positions 6) Any Compensation Received / Any Paid Coverage / Advertising Disclosures (who paid, how much, form of payment, specific stock) 7) Any business relationships / business relation conflicts / biases 8) Other Disclosures / Biases / Etc.

If a user fills in the Disclosures box, then the information is displayed for others to view within the User's Profile View at the right side of the page in that particular user's About box.


Any Pulse User that has received compensation and discusses through a pulse post, mentions through a pulse post, and/or expresses 'BUY' and/or 'SELL' sentiment through the 'BUY' and/or 'SELL' sentiment buttons on/towards the stock and/or company associated with the paid compensation (the stock / company the user has received compensation for) then it is the responsibility of that specific Pulse User to disclose within Disclosures -- who paid them, how much they’re getting paid, and the form of the payment, as well as the specific stock.


If a user doesn’t offer disclosures, then be sure to read their pulses with an even higher level of scrutiny than the scrutiny that you read other Pulse Users pulse posts.


Eligibility


Membership in the Service is void where prohibited. This Site is intended solely for (1) users who are eighteen (18) years of age or older. Any registration by, use of or access to the Site by anyone under 18, is unauthorized, unlicensed and in violation of these Terms of Use. By using the Service or the Site, you represent and warrant that you are 18 or older, and that you agree to and to abide by all of the terms and conditions of this Agreement.


Termination


SpeculatingStocks.com may terminate your membership, delete your Pulse profile and any content or information that you have posted on the Site or through any application and/or prohibit you from using or accessing the Service or the Site or any Application (or any portion, aspect or feature of the Service or the Site or any Application) for any reason, or no reason, at any time in its sole discretion, with or without notice, including without limitation if it believes that you are under 18.


Copyright Complaints


We respect the intellectual property rights of others and we prohibit users from uploading, posting or otherwise transmitting on the SpeculatingStocks.com web site or service any materials that violate another party's intellectual property rights. When we receive proper Notification of Alleged Copyright Infringement, we promptly remove or disable access to the allegedly infringing material and terminate the accounts of repeat infringers as described in accordance with the Digital Millennium Copyright Act. If you believe that any material on the Site infringes upon any copyright which you own or control, you may send a written notification of such infringement to .


Registration Data and Privacy


In order to access certain parts of SpeculatingStocks.com, you will need to open a separate account where you will create a login name/username (alias), and password by completing our online registration form, which requests certain information and data ("Registration Data”). Each login name / username (alias) will be unique. SpeculatingStocks.com reserves the right to refuse to grant any login name or alias that, in our determination, impersonates the login name or alias of another person, that is not in good taste or that we otherwise in our sole discretion deem to be inappropriate. However, SpeculatingStocks.com is not responsible for policing against or preventing impersonation nor will SpeculatingStocks.com be liable for any claims arising out of impersonation; if you suspect that you are being impersonated, please contact us at .


Through registration we receive your email address (required on desktop website sign up and at the users option during mobile website sign up). By registering your email address during sign up, this means that you also opt-in to our SpeculatingStocks Stock Alerts Newsletter / SpeculatingStocks Email Newsletter.


By registering, you agree that your Registration Data is true and accurate and that you will maintain and update your Registration Data within SpeculatingStocks Pulse Settings as necessary so that it remains true and accurate.


You agree to maintain only one account with the Website. Determination of multiple account usage by allegedly related persons or persons originating from common locations is at the sole discretion of SpeculatingStocks.com.


The information we obtain through your use of this Site, including without limitation your Registration Data, is subject to our Privacy Policy, which is specifically incorporated into these Terms.


Conduct on SpeculatingStocks.com


Your use SpeculatingStocks.com is subject to all applicable laws and regulations, as well as our Terms, other rules and normal social etiquette. SpeculatingStocks.com reserves the right to remove or restore posts at its sole discretion. It is users’ responsibility to bring violations of the Terms by other members to SpeculatingStocks.com attention, although SpeculatingStocks.com does not guarantee any action based on such information.


Further, you are solely responsible for the content of your posts and communications through SpeculatingStocks.com. By posting information in or otherwise using any communications service, stream, contributor input area or other interactive service that may be available to you on or through this Site, you agree that you will not upload, share, post, or otherwise distribute or facilitate distribution of any content -- including text, communications, software, images, sounds, data, or other information -- that:


A. Is unlawful, threatening, abusive, harassing, defamatory, libelous, vulgar, hateful, deceptive, fraudulent, invasive of another's privacy, tortious, contains explicit or graphic descriptions or accounts of sexual acts (including but not limited to sexual language of a violent or threatening nature directed at another individual or group of individuals), or otherwise violates our rules or policies;


B. Attacks, verbally or otherwise, any other user, the website, any non-public figure, or any agents or employees of SpeculatingStocks.com;


C. Victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;


D. Infringes on any patent, trademark, trade secret, copyright, right of publicity, or other intellectual property or other proprietary or privacy right of any party;


E. Misappropriates the name, likeness, image, sound or other physical attribute of another person or user or falsely impersonates any other user, person or entity, including any of our employees or representatives;


F. Constitutes unauthorized or unsolicited commercial e-mail, junk or bulk email (also known as "spamming"), or chain letters;


G. Contains any unauthorized advertising or promotion of any product or service, any form of unauthorized solicitation, or any form of lottery or gambling;


H. Contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of the Site or of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any subscriber, user or third party;


I. Deletes, obscures or alters any attributions, legal notices or proprietary designations or labels on any Content that you upload or post to any portion of the Website; or


J. Transmits or uploads false or inaccurate billing, profile, contact or other information relevant to your user account.


We neither endorse nor assume any liability for the contents of any Content or other material uploaded, posted, communicated or submitted by users of SpeculatingStocks.com. We assume no obligation to pre-screen, monitor, or edit the Content posted by users of any communications services, streams, contributor areas or other interactive services that may be available on or through SpeculatingStocks.com. However, we and our agents reserve the right, but not the obligation, at our sole discretion, to monitor Content posted, submitted, uploaded or otherwise made available through our Site and we further reserve the right, but not the obligation, to remove any Content that, in our judgment, does not comply with these Terms in any way or with any other rules of user conduct for our Site, or is otherwise harmful, objectionable, or inaccurate, or clearly detracts from the value of the community, as determined in our sole judgment. We are not responsible for any failure or delay in removing such Content. You hereby consent to such removal and waive any claim against us arising out of such removal of Content.


In addition, you may not use your account to breach security of another account or attempt to gain unauthorized access to another network or server. Not all areas of SpeculatingStocks.com may be available to you or other authorized users of SpeculatingStocks.com. Users found to be or attempting to manipulate statistical data, data of other Site users, harvesting information of other users, or attempting to gain access to areas of our Site to which such users are not authorized to access, directly or indirectly, whether programmatically, robotically, manually, via posting of Content or in any other manner, will be subject to account suspension and/or termination. Users who violate, or attempt to violate, systems or network security may incur criminal or civil liability and we reserve the right to seek prosecution of such violations to the fullest extent permitted by law.


You agree that we may at any time, and at our sole discretion, suspend or terminate your ability to post to all user areas or to terminate your account without prior notice to you for violating any of the above provisions. In addition, you acknowledge that we will cooperate fully with investigations of violations of systems or network security at other sites, and we reserve the right to report or refer suspected criminal violations to law enforcement authorities, and to cooperate with law enforcement authorities in investigating suspected criminal violations involving SpeculatingStocks.com.


Regulatory Compliance


You agree to insure that any information disseminated pursuant to SpeculatingStocks.com, whether such dissemination is made (a) by you or on your behalf by a person authorized to disseminate information on your behalf or (b) otherwise, in any case, complies with all statutes, rules, regulations, orders or other governmental acts of any jurisdiction, whether foreign or domestic, including without limitation, (i) the Securities Act of 1933, as amended, including the rules and regulations promulgated thereunder, (ii) the Securities and Exchange Act of 1934, as amended, including Rule 10b-5 and the other rules and regulations promulgated thereunder, (iii) Regulation FD promulgated by the Securities and Exchange Commission, (iv) regulations promulgated by FINRA, and (v) any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ.


Read All SEC Investor Alerts and Bulletins to Keep Yourself Educated


Always read & stay up to date on the latest investor alerts and bulletins released by the SEC to become a better informed investor. Read further at the SEC Office of Investor Education and Advocacy Page as well as Information for the Individual Investor Page.

SpeculatingStocks.com is a heavily social media oriented Website with Pulse Users expressing their opinions on and sentiment towards specific stocks, SpeculatingStocks.com, Inc. encourages you to read the SEC's Updated Investor Alert: Social Media and Investing - Avoiding Fraud.


Site Content


Be sure to read “Conduct on SpeculatingStocks.com,” above which covers various aspects of site content and the conduct surrounding it.


You understand that all Content posted or published on, uploaded to, transmitted through, or linked from, SpecualtingStocks.com, whether by users SpeculatingStocks.com or by its employees, are the sole responsibility of the person from whom such Content originated. You agree that you must evaluate, and bear all risks associated with, the use of any Content, that you may not rely on said Content, and that under no circumstances will SpeculatingStocks.com, its affiliates, or partners be liable in any way for any Content or for any loss or damage of any kind incurred as a result of the use of any Content posted or otherwise made available via SpeculatingStocks.com.


Privacy


SpeculatingStocks.com is dedicated to and care about our User’s privacy. View our SpeculatingStocks.com Privacy Policy, referenced in these Terms of Service, and also contained within the “Privacy Policy” link at the footer on each page of SpeculatingStocks.com.


SpeculatingStocks.com Proprietary Rights


SpeculatingStocks.com is protected to the maximum extent permitted by copyright laws and international treaties. Content displayed on or through SpeculatingStocks.com is protected by copyright as a collective work and/or compilation, pursuant to copyrights laws, and international conventions. Any reproduction, modification, creation of derivative works from or redistribution of SpeculatingStocks.com or the collective work, and/or copying or reproducing the Content or any portion thereof to any other server or location for non-personal use, is prohibited without the express written consent of SpeculatingStocks.com.


Third Party Sites and Information


SpeculatingStocks.com may contain hyperlinks or other connections to websites on the Internet or otherwise include references to information, documents, software, materials and/or services provided by other parties (“Third Party Sites”). Third Party Sites may contain information or material that some people may find inappropriate or offensive. Third Party Sites are not under our control, and you acknowledge that we are not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites, nor are we responsible for errors or omissions in any references to Third Party Sites or their products and services. The inclusion of hyperlinks or references to any Third Party Sites is provided merely as a convenience and does not imply endorsement of the materials, content or services on Third Party Sites, nor does it reflect any association by this Site with owners or operators of such Third Party Sites or any warranty of any kind, either express or implied, by this Site as to any materials, content or services on the Third Party Sites.


Disclaimer


SpeculatingStocks.com is an independent social network for investors, stock content publishing and stock market viewership service, 100% owned and managed by SpeculatingStocks.com, Inc., a corporation chartered in Pennsylvania. SpeculatingStocks.com may directly provide information on stocks that in our opinion potentially have the potential to provide capital appreciation for our users, members and visitors. SpeculatingStocks.com, Inc. and/or Russ Urban (corporate officer) and/or other corporate officers, directors, employees and affiliates may have bought or may buy shares of companies mentioned on SpeculatingStocks.com and may profit in the event those shares rise in value. These positions may be liquidated, without prior notification.


SpeculatingStocks.com, Inc. and/or Russ Urban (corporate officer) and/or other site officers and/or any affiliates shall not be liable for any damages arising out of or resulting from the use or inability to use SpeculatingStocks.com. This includes but not limited to damages for the loss of capital and/or funds and/or profits and/or any and all other possible damages. This site is for informational purposes only.


SpeculatingStocks.com does not guarantee the topicality, correctness, completeness and quality of information and statements presented on SpeculatingStocks.com or in email alerts released by SpeculatingStocks.com. SpeculatingStocks.com/SpeculatingStocks.com, Inc./Russ Urban (corporate officer)/other site officers are not registered investment advisors or registered broker-dealers and do not recommend to buy, hold, or sell any securities. SpeculatingStocks.com simply provides a starting point for site viewers and newsletter subscribers for which to compare their own thoughts to SpeculatingStocks.com's and site officers. The onus is on site members and viewers to complete their own due diligence. SpeculatingStocks.com visitors, newsletter subscribers, users and viewers should always make their own financial and investment decisions. SpeculatingStocks.com does not receive any form of payment from companies listed and described in the "Stock Picks" and "Stock Articles" related body (non-header) sections of the site.

The SpeculatingStocks.com site and email alerts may contain "forward looking statements" based on Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be "forward looking statements." Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as "expects", "will," "anticipates," "estimates," "believes," or statements indicating certain actions "may," "could," or "might" occur.


Any price targets/estimates/projections made anywhere on the site by any user, visitor, or publisher for any security could be completely wrong and should not be used as a basis for any investment decision(s). Ignore all price projections, they are solely the opinion of the user, visitor, or publisher and could be completely wrong.


By signing up for the SpeculatingStocks Pulse Social Network for Investor and/or SpeculatingStocks Newsletter and providing their email, that viewer is opting in to receive email alerts from SpeculatingStocks.com and becoming a member of our opt-in email database. Members and viewers can opt out at anytime by requesting removal by emailing "REMOVE" in the subject line to with the email address associated with your opt-in subscriborship.


If any past performance is available, such as the past performance charts seen at http://speculatingstocks.com/world-renowned-stock-picks.php (below "Some winners through the years:" and charts at the right side) then it is available for viewers and current members to get an idea of what they are signing up for and/or viewing, based on part of the past history of this Web site specifically the Stock Picks section. Past performance displays such as this and other past performance displays on the site show successful SpeculatingStocks.com "Stock Picks" from its service in the past. The past performance of any selected stock(s) shown is not representative of all of the stock picks listed and discussed by SpeculatingStocks.com. It does not include those stock picks that were not successful. For instance, the successful stock picks shown for 2006 represent less than 5% of the total stock picks for 2006. Most of the other 90% were not as successful, and many experience/experienced a declining stock price.  The past performance does not indicate in any way the future performance of the stocks picked by SpeculatingStocks.com, whether free or non-free stock picks. Stocks are volatile, thus the past performance chart displays and other statements cannot be completely accurate. The Speculative Score (1 through 10) (1 Being the Least Speculative and Most Confident | 10 Being the Most Speculative and Possibly the Most Risky) associated with each stock pick is a subjective scale and merely an opinion of how speculative the stock pick may be including a subjective confidence level in the speculative stock pick. The Speculative Score should not be relied upon in any manner or fashion whatsoever. Once again, never invest into a stock mentioned anywhere on SpeculatingStocks.com or mentioned in alerts or email alerts unless you can afford to lose your entire investment. Always complete your own, full due dililgence on any stock listed on SpeculatingStocks.com or delivered to your inbox, this includes free and non-free stock picks. By purchasing any stock pick or stock pick package, or any service on SpeculatingStocks.com, you also agree to this full SpeculatingStocks Terms of Use.


The information contained in our website and SpeculatingStocks Email Newsletter may pertain to small cap and/or thinly traded securities which by their very nature involve an extremely high degree of risk. Never invest into a stock mentioned anywhere on SpeculatingStocks.com or mentioned in alerts or email alerts unless you can afford to lose your entire investment.


No information contained in our website should be considered as solicitation to purchase or sell the securities of the discussed companies, including when SpeculatingStocks Pulse users click the 'Buy' and 'Sell' buttons and when that data is listed within the site. Our information speaks as of the date that it is posted or as of a date prior to posting. The receipt of the information contained in our website shall not imply that there has been no change in the affairs of the discussed company since the date our comments regarding the company were posted.


This disclaimer may change from time to time without notice.

About Pulse Portal


Pulse Portal is a data service within SpeculatingStocks.com provided by SpeculatingStocks. Pulse Portal has five main sections: 1) Summary, 2) Discovery, 3) Aggregated, 4) Chat, and 5) Individual Symbol Details. All of the information in Pulse Portal is under the same umbrella as this entire Terms of Use, so once again, be sure to read the entire SpeculatingStocks Terms of Use. In several sections of Pulse Portal, members will see 'BUYS' and 'SELLS' data and other 'Buy' and 'Sell' related information as well as B/S Ratios, to further understand 'Buy' and 'Sell' data: Read Important Information on 'Buy' and 'Sell' Button Data. No information on SpeculatingStocks should be considered as solicitation to buy or sell any security.


Pulse Portal provides a Stock Market Chat. Pulse Portal Visitors and Users participating in the Stock Market Chat must be sure to read the section above titled Conduct on SpeculatingStocks.com.


SpeculatingStocks visitors and / or any person or group who uses Pulse Portal, agree to this Entire SpeculatingStocks Terms of Use.


Legal Process


Subpoena Policy


SpeculatingStocks.com, Inc. (“SpeculatingStocks”) will only release user account information pursuant to a valid legal process such as a search warrant, subpoena or court order. If you are seeking such identity or account information in connection with a civil legal matter you must serve SpeculatingStocks with a valid subpoena. This information can only be obtained by a properly issuing the subpoena.


In addition to serving us a physical copy, sending an electronic version of the subpoena and related documents by email to will often result in a more timely response.


Subpoenas issued by Federal Regulatory and Law Enforcement Agencies


In most instances, SpeculatingStocks will comply with lawfully issued U.S. and state government subpoenas to the extent that they are not unduly burdensome or unreasonably invasive of our users’ privacy. The subpoena should be narrow in scope and identify the specific account information requested, the user(s) alias (pseudonym) and sufficient information to identify the post(s) subject to the subpoena. We will not produce on subpoenas whose scope includes overly broad descriptions such as "all information," as doing so typically would be a violation of federal and state law. Please contact for questions regarding appropriate framing of subpoena requests.


If the issuing officer does not wish the named member account(s) to be notified prior to production, the subpoena should specify that it is issued pursuant to a confidential or criminal investigation.


Subpoenas Issued In Other Matters


Subpoenas for member account information must be issued by or domesticated through a court having personal jurisdiction over SpeculatingStocks. For applicable requirements governing the issuance of foreign state subpoenas or federal subpoenas in these jurisdictions, please refer to http://www.law.cornell.edu/rules/frcp/.


SpeculatingStocks will release user account information that may be sufficient to identify the SpeculatingStocks user only when the party seeking the information has filed a bona fide legal action that implicates the SpeculatingStocks user in some legal impropriety or wrongdoing and can show that the information requested is material to the underlying case. Persons seeking user account information must provide SpeculatingStocks with a copy of the complaint and supporting documentation to indicate how the SpeculatingStocks account holder is related to the pending litigation. We will not produce on subpoenas whose scope includes overly broad descriptions such as "all information," as doing so typically would be a violation of federal and state law.


Upon receipt of a subpoena and initial review of its legal sufficiency, SpeculatingStocks will attempt to notify the user(s) whose account information is being sought. Any subpoena must allow a minimum of twenty (20) days in order to allow named user(s) the opportunity to move to quash the subpoena.


SpeculatingStocks will determine at its sole discretion the applicability of this policy to any particular subpoena. This policy does not create any enforceable legal rights, either for SpeculatingStocks members or for requesting parties.


Governing Law


By visiting or using the Service, you agree that the laws of the State of Pennsylvania, without regard to principles of conflict of laws, will govern these Terms and any dispute of any sort that might arise between you and the Company. With respect to any disputes or claims not subject to arbitration (as set forth below), you agree not to commence or prosecute any action in connection therewith other than in the state and federal courts of Pennsylvania, and you hereby consent to, and waive all defenses of lack of personal jurisdiction and forum non conveniens with respect to, venue and jurisdiction in the state and federal courts of Pennsylvania.


Limitation on Liability


IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, PARTNERS, MEMBERS, MANAGERS, DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS BE LIABLE TO YOU OR ANY THIRD PERSON FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING FOR ANY LOST PROFITS OR LOST DATA ARISING FROM YOUR USE OF THE SERVICE, OR ANY OF THE CONTENT OR OTHER MATERIALS ON, ACCESSED THROUGH OR DOWNLOADED FROM THE SERVICE, EVEN IF THE COMPANY OR ITS AFFILIATES, PARTNERS, MEMBERS, MANAGERS, DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS IS AWARE OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, THE LIABILITY OF THE COMPANY AND ITS AFFILIATES, PARTNERS, MEMBERS, MANAGERS, DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS TO YOU FOR ANY CAUSE WHATSOEVER, AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO THE COMPANY FOR THE SERVICE IN THE IMMEDIATELY PRECEDING SIX MONTHS. YOU ACKNOWLEDGE THAT IF NO FEES ARE PAID TO THE COMPANY FOR THE SERVICE, YOU SHALL BE LIMITED TO INJUNCTIVE RELIEF ONLY, UNLESS OTHERWISE PERMITTED BY LAW, AND SHALL NOT BE ENTITLED TO DAMAGES OF ANY KIND FROM THE COMPANY, REGARDLESS OF THE CAUSE OF ACTION.


CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.


Arbitration


YOU AND THE COMPANY AGREE THAT THE SOLE AND EXCLUSIVE FORUM AND REMEDY FOR ANY AND ALL DISPUTES AND CLAIMS RELATING IN ANY WAY TO OR ARISING OUT OF THESE TERMS AND/OR THE SERVICE SHALL BE FINAL AND BINDING ARBITRATION, except that to the extent that either of us has in any manner infringed upon or violated or threatened to infringe upon or violate the other party's patent, copyright, trademark or trade secret rights, or you have otherwise violated any of the User conduct rules set forth above, then the parties acknowledge that arbitration is not an adequate remedy at law and that injunctive or other appropriate relief may be sought.


Arbitration under these Terms shall be conducted by the American Arbitration Association (the "AAA") under its Commercial Arbitration Rules (the "AAA Rules"). The location of the arbitration and the allocation of costs and fees for such arbitration shall be determined in accordance with such AAA Rules. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction.


To the fullest extent permitted by applicable law, NO ARBITRATION OR CLAIM UNDER THESE TERMS SHALL BE JOINED TO ANY OTHER ARBITRATION OR CLAIM, INCLUDING ANY ARBITRATION OR CLAIM INVOLVING ANY OTHER CURRENT OR FORMER USER OF THE SERVICE, AND NO CLASS ARBITRATION PROCEEDINGS SHALL BE PERMITTED. In no event shall any claim, action or proceeding by you related in any way to the Service be instituted more than one (1) year after the cause of action arose.


Indemnification


You agree to indemnify and hold the Company, its subsidiaries and affiliates, and each of their members, managers, directors, officers, agents, contractors, partners and employees, harmless from and against any loss, liability, claim, demand, damages, costs and expenses, including reasonable attorney's fees, arising out of or in connection with your use of the Service, any Content you post or Content you share on or through the Service or otherwise, your conduct in connection with the Service or with other Users, or any violation of these Terms or of any law, rule, regulation or order, or the rights of any third party. This indemnity shall survive any termination or cessation of use by you of the Service.


Notices


All notices to SpeculatingStocks.com must be in writing and sent to the attention of the SpeculatingStocks Staff either:


Via U.S. Mail to:


SpeculatingStocks.com, Inc.
637 Philadelphia Street
Suite 308
Indiana, PA 15701-3903


Via email at


However, please be aware that correspondence sent via U.S. mail may be delayed.


All notices to you will be sent either:


Via Private Message and/or to the email address supplied for your account; or


Via Broadcast through the Site (for example, with respect to changes to the Site or other matters of importance).


You agree that notification to you via either of the methods outlined above shall constitute adequate notice pursuant to these Terms.


Entire Agreement


These Terms, together with all policies and other materials incorporated by reference, constitute the entire agreement and understanding between us concerning the subject matter hereof and supersedes all prior agreements and understandings of the parties with respect thereto. These Terms may NOT be altered, supplemented, or amended by the use of any other document(s) except by SpeculatingStocks.com. Any attempt by you to alter, supplement or amend this document or to enter an order for products or services that are subject to additional or altered terms and conditions shall be null and void, unless otherwise agreed to in a written agreement signed by you and us. To the extent that anything in or associated with SpeculatingStocks.com is in conflict or inconsistent with these Terms, these Terms shall take precedence. A printed version of these Terms and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms to the extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.


Privacy Policy


Last Modified: June 16, 2016


SpeculatingStocks.com is dedicated to our visitor and user privacy. If a visitor/user only signs up solely for our SpeculatingStocks.com Stock Alerts Newsletter / SpeculatingStocks Email Newsletter, then the email address is only used for email alerts from SpeculatingStocks.com.


We created SpeculatingStocks.com Pulse for users to share and discover stock information. SpeculatingStocks visitors that registered for SpeculatingStocks Pulse have control over the information they release to others in the Pulse Social Network for Investors at SpeculatingStocks.com. We give you control of your information under “Settings” at the Top Right of SpeculatingStocks Pulse after logging in. Also, you control the information in your profile within “Account” “Profile” and “Customize” tabs within the settings page. By the very nature of SpeculatingStocks Pulse, it is based on the foundation of sharing stock market information with others. Long-term, we want to provide you with the privacy and information tools necessary to control how and with whom you share information. If you have any questions, requests and/or ideas, please send them to .


When you sign up for SpeculatingStocks Pulse (on the desktop website), there are four steps to sign up. During Step 1 (http://speculatingstocks.com/pulse/sign-up-0.php and http://speculatingstocks.com/pulse/sign-up-1.php) you are asked for your Name, Email, Username and Password and confirming that information, by proceeding and clicking the "Sign Up" button you agree that you have read & accepted the SpeculatingStocks Terms of Use. At Step 2, you are asked for the type of stocks you are interested in by market cap interest as well as stocks that you would like to follow. At Step 3, you are asked for SpeculatingStocks Pages (SpecStream Components) that you’d like to follow. At Step 4, you are asked for the users that you’d like to follow. This information can be changed once you sign up within the SpeculatingStocks Pulse “Settings” page as discussed above. By registering your email address during sign up, this means that you also opt-in to our SpeculatingStocks Stock Alerts Newsletter / SpeculatingStocks Email Newsletter.


When you sign up for SpeculatingStocks Pulse (on the mobile website), there are two steps to sign up. During Step 1 (http://speculatingstocks.com/pulse/sign-up-0.php) you are asked for your Username and Password. During Step 2 (http://speculatingstocks.com/m/sign-up-b-tos.php) you may optionally enter your Email Address and confirming that information, by proceeding and clicking the "Create My Account Now!" button you agree that you have read & accepted the SpeculatingStocks Terms of Use. This information can be changed once you sign up within the SpeculatingStocks Pulse “Settings” page as discussed above. By registering your email address during sign up, this means that you also opt-in to our SpeculatingStocks Stock Alerts Newsletter / SpeculatingStocks Email Newsletter.


When you use SpeculatingStocks.com, you may create your settings (creating “My Pulse Home.”), send messages to other Pulse users, form relationships, perform searches, follow others, have others follow you, follow stocks, follow SpecStream Components, place 'buy' and 'sell' sentiment on stocks / “pulses” / SpecStream components, and transmit information through a variety of channels. Others within SpeculatingStocks Pulse may be alerted to this activity. We enable these services and collect information so that we can offer personalized features.


For instance, an example of alerted activity is when a visitor follows a stock or overall stock market during Sign Up or a user clicks the Follow button on a stock or overall stock market, each respective action is recorded into the stream as a sentence including that the user has Followed the specific, respective stock symbol or overall stock market. The respective symbol follow sentence displays as a SpecStream component "Stocks Followed by Users Stream" pulse in the user's public "My Profile" stream, Pulse "Home" stream, the respective symbol or overall stock market stream, and other streams across the site including, but not limited to the PulseStream, UserStream, SpecStream and DailyStream. It is at the specific visitor / user's discretion whether they want the respective Stocks Followed by Users sentence pulse for their Follow action to show in their public "My Profile" stream by having the abililty to hide the Stocks Followed by Users sentence from their own public "My Profile" stream by clicking the "X" at the top right of the respective Stocks Followed by Users sentence pulse. This "X" / hide action does not delete the Stocks Followed by Users sentence pulse from any other stream. By default the Stocks Followed by Users sentence pulse for a user's respective action is set to be fully visible.


When you sign up, you are given a “My Public SpeculatingStocks Pulse Link,” which you can find at the top right of “My SpeculatingStocks Pulse Profile” found at http://www.speculatingstocks.com/pulse/. This is the link that you can share with others so that they can see your Pulse Page. Your “My Public SpeculatingStocks Pulse Link” page contains your Name that you registered with us as well as your username and your B/S rating. The page also contains the number of Pulses that you have sent as well as the number of 'buy' and 'sell' sentiments you have placed. Your “My Public SpeculatingStocks Pulse Link” page also contains who you are following as well as who is following you and the stock symbols that you are following. Contained in this page is also how many times you have bought or sold a Pulse. Your “My Public SpeculatingStocks Pulse Link” page also contains information about you such as your bio, website and market cap preference as well as SpecStream components you are following and Investment Sites You Visit (if you opt to enter it in Settings). You can view your "My Public SpeculatingStocks Pulse Link" as others see it at http://speculatingstocks.com/pulse/<yourusername>


If you wish to share information within SpeculatingStocks Pulse, you can “Send a Pulse” by clicking the clickable graphic at the left side menu within Pulse or by entering it within a white input space box at the top of a stream and pressing “Pulse” within a stream area.  After a “Pulse” is created it goes live within the “PulseStream” and “UserStream” and other streams across SpeculatingStocks Pulse. The Pulse you created will also show in “My Pulse Home” and you are able to delete the “Pulse” by clicking the black x at the top right of the “Pulse” box of the “Pulse” you created.


When you visit SpeculatingStocks.com you provide us with two types of information: personal information you knowingly choose to disclose that is collected by us and Web Site use information collected by us as you interact with our Web Site. You post User Content on the Site at your own risk. User Content is defined in the Terms of Use. However, we allow you to set privacy settings and have created tools to control your information. We cannot guarantee that User Content you post on the Site will not be viewed by unauthorized persons. We are not responsible for circumvention of any privacy settings or security measures contained on the Site. You understand and acknowledge that, even after removal, copies of User Content may remain viewable in cached and archived pages or if other Users have copied or stored your User Content.


We may provide general demographic and interest information to prospective advertisers for the purpose of generating targeted advertising content.


In general, assume the content that you post at SpeculatingStocks.com is not private and is highly visible. SpeculatingStocks.com is dedicated to improving SpeculatingStocks Pulse profile editing tools and privacy and information settings. Individuals who wish to delete their SpeculatingStocks Pulse account may do so under “Settings” within the “Account” tab by clicking "Delete Account".


Information collected by SpeculatingStocks.com including SpeculatingStocks Pulse may be fully transferred and shared in the event of a sale of SpeculatingStocks.com or its owner, SpeculatingStocks.com, Inc.


Person’s Under Age 18 – SpeculatingStocks.com does not knowingly collect or solicit personal information from anyone under the age of 18 or knowingly allow such persons to register. If you are under 18, please do not attempt to register for SpeculatingStocks.com or send any information about yourself to us, including your name, address, telephone number, or email address. No one under age 18 may provide any personal information to or on SpeculatingStocks.com. In the event that we learn that we have collected personal information from any person under age 18, we will delete that information as quickly as possible. If you believe that we might have any information from or about a person under 18, please contact us at .


This privacy policy is available at the bottom of each page on SpeculatingStocks.com.


* This Privacy Policy and our Terms of Use may change from time to time without notice.

 
     
     
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